Welcome to Stone & Harbor Financial- simple solutions, solid protection, real peace of mind.

Where Protecting your Future is Personal. . .

Where Protecting your Future is Personal. . .

  • Mortgage Payment Protection Plans

    Mortgage Payment Protection Plans

    If you pass unexpectedly, this plan pays the mortgage—so your family keeps the home without financial strain. It protects their stability, preserves your legacy, and turns a house into lasting peace of mind.

  • Couple sitting on stone shoreline overlooking harbor, feeling secure knowing their general life insurance will replace income and protect their family's future in case of the unexpected.

    General Life Insurance

    Life insurance creates immediate security for your family and long-term stability for future generations. It replaces lost income, eliminates debt, and passes down wealth instead of worry—one of the most selfless financial moves you can make.

  • Daughter spending quality time with her elderly mother, feeling at ease knowing final expense life insurance and mortgage payoff plans are in place to cover funeral costs and protect the home.

    Final Expense Policy

    This plan covers funeral costs, mortgage payments, medical bills so your family doesn’t have to during this hard time. It’s a simple, affordable way to leave peace, not pressure—protecting your loved ones’ hearts and wallets when they need it most.

Cash Accumulation Tax-Free Retirement Plans

Grow your money safely, skip the taxes, and retire with options. These plans offer long-term financial freedom while protecting your wealth today and tomorrow—so your retirement years are empowered, not dependent.

Cancer / Heart / Stroke Policies

If you’re diagnosed, this plan pays you directly—so you can focus on healing, not bills. It helps cover treatment, travel, or lost income, and keeps your savings and legacy protected when life hits hard.

Million Dollar Children Policies

Start early and give your child a head start to wealth. This policy grows into a powerful, tax-free retirement fund—so they can borrow from it, build with it, and never rely on Social Security to live.

Contact Us

Let’s Discover What Matters Most to You

Whether you're looking to protect your loved ones, eliminate debt, or build a legacy that lasts, it starts with a real conversation.

Reach out today and let’s uncover what matters most to you, explore the options that fit your life, and chart a path that gives you peace of mind now—and for generations to come.

🪨 Solid guidance. Safe harbor. Financial peace.

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